Q: I don't have very good credit. Will this be a problem?
A: In all likelihood your credit won't matter. You should still apply, as we generally base the application aproval on other factors.
Q: Are your interest rates outrageously high?
A: Not at all. We charge 15% on the first $100 and 10% after that. That is very competitive in the market, in that it's the same as everyone else charges.
Q: What are the default penalties?
A: An NSF fee of $15.
Q: Why are you pulling my credit if my bad credit isn't important?
A: It's still useful, just not very important. Also, we need to confirm your identity.
